Recent economic events have presented tremendous challenges for many investors to realize real growth in reaching their retirement savings goals.

For over 40 years, thousands of clients have turned to Valentino Scott and his team of financial advisors for guidance in reaching their retirement and investment goals.  The team at VS Associates works closely with every client to help develop a strategic, comprehensive financial plan that's tailored to maximize the potential of each client’s unique situation. 


The true measure of our success is found in our client satisfaction. In fact, over 50% of our current clients have entrusted VS Associates with their personal financial planning guidance and investments for 10 years or more.*  In an uncertain world, it’s good to know there are people willing to work to help you achieve the goals in life that are most important to you.

Start your retirement or new financial plan today.  Contact us for your free, one hour consultation.  We're looking forward to meeting you!

*Percentage is based on VS Associates' active client roster.


Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

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S Corp vs. C Corp

From time to time businesses may want to revisit whether the current organizational structure is meeting its needs.

Should You Wait to Claim Social Security?

Factors that retirees should consider when making the important financial decision about claiming Social Security.

Credit vs Debit: Paying with Plastic

Debit and credit cards are subject to different rules and tend to offer different benefits and liability protections.

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